My Office's Listings

Some or all of the listings below are provided by the Panama City Beach - Thomas Dr. office.
$425,000 (USD)
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Emerald Lake Estates Area Single Family Home

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12590 Emerald Lake Drive Panama City Beach, FL 32407

3 Bed
2 Baths
1211 sqft
MLS# 788503
This beautifully maintained and thoughtfully updated 3-bedroom, 2-bath beach home is ideally situated on a quiet cul-de-sac in the heart of the central beach area. Designed with a light, airy coastal aesthetic, the interior features fresh paint throughout and stylish finishes that create a relaxed, move-in-ready retreat. The spacious 21x15 living room is enhanced by vaulted ceilings, offering an open and inviting atmosphere. The kitchen is both functional and appealing, featuring stainless steel appliances, cream-colored solid surface countertops, and crisp white cabinetry. Durable vinyl wood plank flooring runs throughout most of the home, combining style with easy maintenance. A desirable split-bedroom floor plan provides privacy, with a well-appointed primary suite offering dual closets and an updated en-suite bath complete with dual vanities, marble countertops, upgraded fixtures, and designer touches including coastal-inspired accents. Two additional bedrooms share a full bath with an upgraded vanity, lighting and plumbing fixtures. Step outside to enjoy a fully fenced backyard with well-maintained landscaping, supported by a sprinkler system on a newly installed shallow well pump. The outdoor space also includes a storage building and a shaded patio-perfect for relaxing or entertaining. Energy efficiency is a standout feature, with paid off solar panels keeping the current owner's electric bill at approximately $40 per month. Located just minutes from the beach, this home offers easy access to local favorites including Pier Park, Pirates Voyage Dinner & Show, and Topgolf Panama City Beach, along with shopping, dining and other entertainment options. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this home delivers the perfect blend of comfort, style, and location.
Listing Courtesy of CENTRAL PANHANDLE / Coldwell Banker Realty / Laura Hartzog
$419,000 (USD)
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Laketown Wharf Area Condominium

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9860 S Thomas Drive 1926 Panama City, FL 32408

2 Bed
2 Baths
1262 sqft
MLS# 783219
This stunning 2-bedroom, with a bunk room, 2-bathroom condo in Panama City Beach offers the perfect escape directly on the sandy shores of the Gulf Coast. Located at 9860 S Thomas Drive, unit 1926, this condo is your gateway to paradise.

Unwind in Style

Spacious 1262 sq. ft. condo provides ample room for relaxation and entertaining.
Breathtaking views of the Gulf and the lake create a serene ambiance.
Two private balconies invite you to soak up the sun and enjoy the coastal breeze.
Designed for Comfort

The open floor plan seamlessly blends the living area, dining area, and kitchen for a comfortable gathering space.
The well-equipped kitchen allows you to prepare delicious meals with ease.
Two full bathrooms provide convenience for you and your guests.
Resort-Style Living

Live like you're on vacation every day with access to the luxurious amenities at Laketown Wharf, including:
Sparkling swimming pools
State-of-the-art fitness center
Clubhouse for gatherings
and much more!
Prime Location

Situated directly on the beach, you can step out your door and onto the sugar-white sand.
Close proximity to Panama City Beach's best restaurants, shops, and attractions.
Start creating unforgettable beach memories at 9860 S Thomas Drive, unit 1926. Contact us today to schedule a showing!

Please note: While the condo boasts beautiful beachfront views, the listing clarifies it's not directly on the waterfront.
Listing Courtesy of CENTRAL PANHANDLE / Coldwell Banker Realty / Tammy Laborde
$415,000 (USD)
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Magnolia Bay Club Area Condominium

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2400 Grandiflora Boulevard 1006 Panama City Beach, FL 32408

3 Bed
3 Baths
1485 sqft
MLS# 784659
Fantastic New Price for a piece of Paradise!! Magnolia Bay Club is the epitome of a relaxed Florida lifestyle. From the gated entry to the manicured entrance road with swaying palm trees to the beautiful fountains that guide you home; this is what you have been looking for! Welcomed in by a foyer hall leading back to a top floor 10th story view of the Bay, the bright and airy living room with crown molding and tile floors makes a perfect respite from the cares of the day. This large open floor plan makes living easy with the dining room just off of the kitchen and eat-in bar with granite countertops and SS appliances. Double entry doors open into the master bedroom entry foyer and into a bright en suite with double vanities, a jetted tub and standup shower. Just off that is the walkin closet and bedroom with an extra large slider onto the roomy balcony. It's just here, when you know that you have embraced the Florida lifestyle looking over the fantastic, open Bay. Back inside, the entry foyer opens up to two additional bedrooms; one with it's own full bath and walkin closet. The other bedroom has pocket doors and walkin closet, making this room extremely versatile and could double as an office or playroom, as well as guestroom. Outside, the Florida lifestyle continues with a beautiful, waterfront pool, kayak/canoe launch, bike racks, walking paths and a community room with a gym and restrooms convenient to the pool. The secure aspect of the gated entry and covered parking bring a layer of comfort so you can enjoy what you came here for! No short term rentals allowed in this complex, as well. Long term rental only. This is one to put on your list and make sure you see!
Listing Courtesy of CENTRAL PANHANDLE / Coldwell Banker Realty / Rhonda Lewis
$400,900 (USD)
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Latitude At Watersound Area Single Family Home

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8674 Tropics Avenue Panama City Beach, FL 32413

2 Bed
2 Baths
1315 sqft
MLS# 784128
Virtual Tour
Welcome to your coastal retreat in Latitude Margaritaville Watersound!

This beautifully upgraded Camellia Cottage, located in sought-after close-in Phase 4, offers the perfect blend of style, comfort, and low-maintenance living just minutes from all of the community's world-class amenities.

The open-concept floorplan is light and bright, featuring a cathedral ceiling in the great room, Revwood by Mohawk laminate flooring throughout the main living areas, and designer recessed and statement lighting in the kitchen. The gourmet kitchen is a standout with extended quartz island, upgraded burlap-colored cabinetry, and sleek quartz countertops—ideal for entertaining or everyday living.

The bedrooms are finished with plush carpeting, while baths feature tile flooring for a clean, coastal look. Enjoy outdoor living year-round from the screened porch, perfect for morning coffee or evening relaxation. Plantation shutters throughout. The spacious laundry room includes washer and dryer, plus cabinets to the ceiling for added storage.

The garage is equally impressive with epoxy floors, utility sink, and built-in cabinetry, making it perfect for a workshop or additional storage.

Additional highlights include:
Washer & dryer included,10-year structural warranty from original build date.


Cottage HOA dues include exterior maintenance, including roof replacement and exterior paint on a scheduled program, providing true lock-and-leave convenience.

As a resident of Latitude Margaritaville Watersound, you'll enjoy resort-style amenities including a state-of-the-art fitness center, indoor & outdoor pools, pickleball and tennis courts, walking trails, live entertainment, restaurants, clubs, and a vibrant social calendar—all just 7 miles from the sugar-white beaches of the Emerald Coast.

A new commercial area adjacent to the community will feature a Publix grocery store, shopping, dining, and more, and a brand-new hospital is currently being built just 5 miles away, adding even more convenience.

Come experience why so many choose to live the Latitude lifestyle—this Camellia Cottage is truly move-in ready and a must-see!
Listing Courtesy of CENTRAL PANHANDLE / Coldwell Banker Realty / Sheryl Lewis
$399,000 (USD)
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Latitude At Watersound Area Single Family Home

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8532 Dreams Float Court Panama City Beach, FL 32413

2 Bed
2 Baths
1315 sqft
MLS# 774908
Highly motivated seller! Ready to negotiate! Seller will consider a carpet replacement incentive (carpet in bedrooms).

Carefree Coastal Living in Latitude Margaritaville Watersound! Welcome to the beautifully appointed Camellia Cottage, a perfect blend of comfort and style in one of the Gulf Coast's most sought-after 55+ communities. This charming home boasts a bright and airy great room with soaring cathedral ceilings and laminate flooring creating the perfect space to relax or entertain. The chef-inspired kitchen features elegant quartz countertops, a classic tile backsplash, upgraded electric range, microwave, and a large center island--ideal for casual dining or happy hour with friends. Just off the kitchen, a spacious dining area offers plenty of room for gatherings. Retreat to the spacious primary suite, complete with stylish tile flooring, a spa-like tile shower, dual quartz vanities, and a custom walk-in closet with built-ins for effortless organization. A comfortable guest bedroom and upgraded guest bath--with tile flooring, tile shower, and convenient grab bars--offer a welcoming space for visitors. Enjoy Florida's year-round sunshine from your private screened-in porch, the perfect spot for morning coffee or evening breezes.

Nestled within a vibrant golf-cart-friendly community with nearby trails and underpass access, this home offers the Margaritaville lifestyle at its finest--fun, freedom, and low maintenance. Your laid-back, luxury lifestyle awaits!

The amenities at Latitude Margaritaville Watersound offer a 2 story full service restaurant, resort style outdoor pool both overlooking the Intracoastal Waterway, A state of the art fitness center with an indoor lap pool and spa, fitness classes, water aerobics and more. Pickleball and tennis courts, a bandshell with a dance floor and music every Friday and Saturday night / activities year round. Kayak launch, game lawn with bocce ball, cornhole and ping pong. A theater, pet grooming, workshop and ceramics shop just opened. A future public marina and commercial area are planned with Publix grocery store, shopping and dining.

This home has the builders Master Care warranty which in effect 2 years from original close date and a Builders 2/10 year structural warranty from the original build/close date. All lawn care is maintained by the HOA, exterior paint and roof replacement on a maintenance schedule are done by the HOA. Easy, carefree living! Must see this home and beautiful community! The lifestyle of this coastal Florida community awaits you!
Listing Courtesy of CENTRAL PANHANDLE / Coldwell Banker Realty / Sheryl Lewis
$395,000 (USD)
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Riverside Phase Iii Area Single Family Home

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3943 Indian Springs Road Panama City, FL 32404

4 Bed
3 Baths
2739 sqft
MLS# 787973
One of the BEST values in Riverside--spacious, stylish, and tucked away on a quiet cul-de-sac! Welcome to 3943 Indian Springs Rd, where space, comfort, and lifestyle come together in one of Panama City's most desirable neighborhoods. With 2,700+ sq ft, 4 bedrooms, Bonus room and a flexible layout, this home is designed for the way you actually live.


As you arrive, you'll love the welcoming feel of the neighborhood with its sidewalks, mature trees, and well-kept surroundings. Inside, the home features beautiful finishes throughout, including hardwood floors, carpeted bedrooms, crown molding, raised ceilings, and plenty of natural light that makes the space feel open and inviting. Plantation shutters add to that clean and well maintained feel.


The kitchen is a standout with granite counter tops, stainless steel appliances, a large island, and great windows that bring in tons of natural light--perfect for everyday living or entertaining. Open to the kitchen is plenty of room for a large dining area, perfect for gathering friends and family around the dinner table. The layout offers a split-bedroom floor plan with the primary suite conveniently located on the first floor, while the upstairs bonus space gives you flexibility for a playroom, media room, or home office. Just outside the Primary Suite and kitchen entrance is a private courtyard with plenty of space for outdoor entertaining, complete with an in ground fire pit. Two covered porches that open to the communities private sidewalks are great for relaxing and enjoying the sounds of nature. A spacious 2 car garage adds to the space with plenty of storage.


And one of the best parts--Riverside's amenities! Residents enjoy access to a community pool, community center, basketball court and a great area for kids to play.

Homes like this--this size, this layout, in this location--don't last. Schedule your showing today before it's gone!
Listing Courtesy of CENTRAL PANHANDLE / Coldwell Banker Realty / Sonja Givens Cope
$394,900 (USD)
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Defuniak Springs Area Single Family Home

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640 US Highway 90 Defuniak Springs, FL 32433

3 Bed
2 Baths
2347 sqft
MLS# 1000303
Step into timeless charm with this beautifully updated 1910 Craftsman-style home located in the heart of historic downtown DeFuniak Springs. Situated on E Nelson Avenue, this two-story property offers 2,347 square feet, featuring 3 bedrooms and 2 full bathrooms, blending classic architectural character with thoughtful modern upgrades.

From the moment you arrive, you're welcomed by a spacious, full-width front porch and classic curb appeal that captures the essence of early 20th-century design. Inside, the home showcases a stunning mix of historic detail and contemporary finishes. The grand staircase makes an immediate impression, complemented by custom wall trim and a bright, open feel. The updated kitchen is both stylish and functional, featuring modern cabinetry, upgraded countertops, stainless appliances, and a central island perfect for gathering or entertaining. Natural light pours in through large windows, highlighting the clean finishes and inviting layout.

Adding to the home's unique character, you'll find a hidden door on the first floor that leads to a private man-cave/bar room--a standout feature that's perfect for entertaining or relaxing. Upstairs, the spacious primary suite is enhanced by an entire room dedicated as a walk-in closet, offering exceptional storage and flexibility.

Step outside to enjoy the Florida lifestyle with a screened-in back porch that opens onto a wooden patio, creating a seamless indoor-outdoor flow ideal for gatherings. The property also includes an outdoor workshop with electricity, ready for hobbies, storage, or additional workspace.

Located in the historic district of downtown DeFuniak Springs, this property offers a rare opportunity with flexible zoning for both residential and commercial use--perfect for a primary residence, office space, or mixed-use investment.

If you're looking for a property that combines history, charm, unique features, and versatility, this one truly stands out.
Listing Courtesy of EMERALD COAST / Coldwell Banker Realty / Trevor Mette