12590 Emerald Lake Drive Panama City Beach, FL 32407
Listing Courtesy of: CENTRAL PANHANDLE / Coldwell Banker Realty / Laura Hartzog

  12590 Emerald Lake Drive Panama City Beach, FL 32407

Active
$425,000 (USD)
3
BED
2
BATH
1,211
SQFT

Description

This beautifully maintained and thoughtfully updated 3-bedroom, 2-bath beach home is ideally situated on a quiet cul-de-sac in the heart of the central beach area. Designed with a light, airy coastal aesthetic, the interior features fresh paint throughout and stylish finishes that create a relaxed, move-in-ready retreat. The spacious 21x15 living room is enhanced by vaulted ceilings, offering an open and inviting atmosphere. The kitchen is both functional and appealing, featuring stainless steel appliances, cream-colored solid surface countertops, and crisp white cabinetry. Durable vinyl wood plank flooring runs throughout most of the home, combining style with easy maintenance. A desirable split-bedroom floor plan provides privacy, with a well-appointed primary suite offering dual closets and an updated en-suite bath complete with dual vanities, marble countertops, upgraded fixtures, and designer touches including coastal-inspired accents. Two additional bedrooms share a full bath with an upgraded vanity, lighting and plumbing fixtures. Step outside to enjoy a fully fenced backyard with well-maintained landscaping, supported by a sprinkler system on a newly installed shallow well pump. The outdoor space also includes a storage building and a shaded patio-perfect for relaxing or entertaining. Energy efficiency is a standout feature, with paid off solar panels keeping the current owner's electric bill at approximately $40 per month. Located just minutes from the beach, this home offers easy access to local favorites including Pier Park, Pirates Voyage Dinner & Show, and Topgolf Panama City Beach, along with shopping, dining and other entertainment options. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this home delivers the perfect blend of comfort, style, and location.

MLS #:
788503
Taxes
$2,580(2025)
Lot Size
6,360 SQFT
Type
Single-Family Home
Year Built
1991
Style
Coastal
County
Bay County
Community
Emerald Lake Estates

Listed By

Laura Hartzog, Coldwell Banker Realty
Source
CENTRAL PANHANDLE
Last checked Apr 17 2026 at 8:05 PM GMT+0000
Bathroom Details
  • Full Bathrooms: 2
Interior Features
  • Gas Water Heater
  • Electric Range
  • Tankless Water Heater
  • Windows: Double Pane Windows
Subdivision
  • Emerald Lake Estates
Lot Information
  • Paved
  • Sprinkler System
Property Features
  • Foundation: Slab
Heating and Cooling
  • Electric
  • Central
  • Ceiling Fan(s)
  • Central Air
Flooring
  • Luxury Vinyl Plank
Exterior Features
  • Roof: Shingle
  • Roof: Composition
Utility Information
  • Utilities: Electricity Available
  • Sewer: Public Sewer
School Information
  • Elementary School: Hutchison Beach
  • Middle School: Surfside
  • High School: Arnold
Location
   
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Disclaimer: Copyright 2026 Central Panhandle MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 4/17/26 13:05